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Frequently
Asked Questions (FAQs)
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What
type of interest rate can I expect?
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Will
you tell me where I have to purchase my vehicle?
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Are
there limitations as to the type of car I can purchase?
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I
have had some credit problems in the past. Can I still apply
and Get Approved?
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My
credit is good but very limited. Can you help me?
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I
am currently leasing my vehicle and would like to purchase
it at the end of my lease. Can you help me do this?
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My
ex-girlfriend/boyfriend is on my current loan. Can I
refinance in my name only?
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What
type of refinance rate can I expect?
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How
long will this process take?
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What
Regions do you service?
What
type of interest rate can I expect?
All of our lending partners offer a wide range of rates starting
at 0% for our qualifying prime customers (manufacturer incentive
pricing). By evaluating your credit history, work history, and
income, the lender will determine the best possible rate for
your particular situation. (Back
to Top)
Will you tell me where
I have to purchase my vehicle?
Our loan specialists will be happy to refer you to a Preferred
Dealership in your area. However, in some cases you may purchase
a vehicle from a dealership in your area. (Back
to Top)
Are there limitations
as to the type of car I can purchase?
Our lending partners do have certain guidelines as to the year,
make, and mileage of the vehicle. Your loan specialist will go
over all of these with you when they contact you. (Back
to Top)
I have had some credit
problems in the past. Can I still apply and Get Approved?
With over 80 years of automotive industry experience and ten
years in specializing in auto financing, we at Auto Finance
Canada are aware that re-establishing car credit can be very
frustrating to a consumer. Our lending partners have programs
especially designed to help customers that have had credit
problems in the past. (Back to Top)
My credit is good but
very limited. Can you help me?
It has been said that purchasing a car is sometimes more
difficult than purchasing your first home. Again, our lenders
look at the whole customer profile so that they can help.
(Back to Top)
I am currently leasing
my vehicle and would like to purchase it at the end of my lease.
Can you help me do this?
A lease buy-out is actually considered a refinance loan. We are
partnered with lenders who do these types of loans. We offer
refinance loans every day. (Back to Top)
My
ex-girlfriend/boyfriend is on my current loan. Can I refinance
in my name only?
As long as you qualify for the refinance loan in your name only,
the other party can be removed. Just let your loan specialist
know this, so they can send the appropriate documents to be
signed, in your loan package. (Back to
Top)
What type of refinance
rate can I expect?
Our lending partners offer very competitive refinance rates.
Along with evaluating your personal situation, the year, make,
and mileage of the vehicle is taken under consideration.
(Back to Top)
How long will this
process take?
Usually, the approval process takes less than an hour; however,
it can take up to 24 business hours for a decision. (Back
to Top)
What
Regions do you service?
Our
head office is located in the GTA in Toronto, Ontario Canada.
Our parent company owns ten dealerships with twoi more opening
soon (Chevrolet, Ford, Lincoln, Pontiac, Buick, GMC, Acura,
Mazda, Chrysler, Jeep, Saturn, Saab and soon Honda and Toyota).
We have dealerships in Toronto, Burlington, Hamilton, Port
Elgin, Meaford, Owen Sound and soon in Ancaster near hamilton
and Milton.
We
deliver vehicles all over Ontario and if you can't get to us, we
will get to you!
We
are affiliated with car dealers and finance specialists across
Canada.
For
an auto Loan in the USA with good, bad or no credit, please
CLICK HERE
Usually,
the approval process takes less than an hour; however, it can
take up to 24 business hours for a decision. (Back
to Top)
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